Selecting A Dental Insurance Plan

Insurance policy

Choosing a dental insurance plan requires an effort to understand what dental insurance can do for you and your family.  No two families are alike and in the same respect, their dental coverage needs are not going to be similar.  Making a spreadsheet may help you make a comparison of the many plans that are available.  If your family has a low risk of decay or no future plans for extensive orthodontic treatment, you may choose not to buy any dental coverage.  However, if you or a family member has a high risk of decay or other dental health concerns you may choose a plan that offers more extensive coverage. One very important factor to consider is that not all dentists participate with dental insurance plans and may not give you the discount that the insurance company promises to provide.  Contact your family’s dental office to verify their level of participation before you sign an insurance contract.

There are several factors to consider when choosing a dental insurance plan for you and your family.

“Medical and dental coverage operate under very different models.  While medical coverage focuses more on treatment, dental coverage concentrates primarily on prevention”.

Reading the article in the link below will help you to make an educated decision by giving insight into the following:

  • Understand your needs.
  • Evaluate the plans
  • Protect your family’s oral health

Click here for more information: Choosing the right dental insurance

If you have questions feel free to call our office and ask for our Office Manager Ruth.

Updated: August 1, 2018

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